Business Spending, Now Streamlined

Drive your business forward with a credit card that delivers value, simplicity, and support whenever you might need it.

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Perks That Power Your Business

Empower Your Team

Add employee cards at no extra cost and set spending limits that make sense for your business.

Protect Every Purchase

Zero Fraud Liability* and mobile wallet access to keep your business secure on every transaction.

Get Help Anytime

Reach live Cardmember Service 24/7/365 for quick answers and dependable support, day or night.

BUSINESS CREDIT CARD OPTIONS

Find the Right Card for Your Business

NSB offers business credit cards with options like low interest rates, cash back on purchases, and point-based rewards. Choose the one that aligns with your financial goals and how your business spends.

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SMART TOOLS FOR BUSINESS SPENDING

Know Where Every Dollar Goes

Get a clear view of your business spending with real-time tracking, purchase alerts, and custom reports. Easily manage employee cards and keep budgets on target — all in one place.

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Have Questions? We’re Here to Help.

Whether you need answers, guidance, or just a friendly voice, we’re ready when you are.

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Frequently Asked Questions

How do I know which business credit card is right for me?

Consider how your business spends. If you carry a balance, a low-rate card may help reduce interest. If you pay in full monthly, rewards or cash back might offer more value. Our card comparison tool can help guide your decision.

Will applying for a business credit card affect my personal credit?

In most cases, applying does involve a personal credit check and may impact your score. However, responsible use of the business card may help build your business credit profile over time.

What documentation is required to apply?

You’ll typically need your business name, Tax ID (or Social Security number for sole proprietors), and some basic financial information. Additional documents may be requested depending on your business type.

How are rewards earned and redeemed?

Depending on the card you choose, rewards may be earned as points or cash back based on your spending categories. You can typically redeem rewards through the card issuer’s online portal for things like statement credits, travel, gift cards, or merchandise.

Business Banking Solutions

From accepting payments to expanding your business, NSB offers solutions that support every step of your growth.

Business Checking

Simplify your day-to-day banking with flexible checking options designed for businesses of all sizes.

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Merchant Services

Accept card payments in-store, online, and on the go with tools that simplify sales and support your operations.

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Agriculture & Business Loans

Finance equipment, property, and expansion with loan options tailored to local businesses and agricultural operations.

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*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.